We pride ourselves on offering professional, personalised advice tailored to suit your individual financial needs and objectives. Our Authorised Representatives are able to consult with you on a range of financial products and services, enabling them to create the right financial strategy for you.
Our range of experience enables us to offer financial advice on a range of issues including:
- Retirement & Financial Planning Services
- Retrenchment & Redundancy
- Tax Planning Strategies
- Access to Direct Share Advice
- Centrelink Strategies
- Portfolio Management
- Risk Insurance Services
- Basic Deposit Products
- Annuities and Pensions
- Superannuation including:
- Personal Superannuation
- Corporate Superannuation
- Self Managed Super Funds (SMSFs’)
- Retirement Savings Accounts
- Risk Insurance Products:
- Income Protection
- Total and Permanent Disability (TPD)
- Life Cover
- Managed Investments
- Government Stocks and Bonds
EFS has access to a wide range of insurance and investment solutions issued by more than 45 leading fund managers and insurance companies.
Let us help you to achieve financial success, freedom and independence.
About financial advice
Benefits of financial advice
Tailored, professional financial advice can help you make informed financial decisions and create long-term financial security for you and your family. A financial adviser can assist you with managing and meeting your short and long-term financial needs, from starting out in the workforce right through to planning for retirement.
- give direction and meaning to your financial decisions;
- put a strategy in place to help you build and protect your income and investments;
- assist you to plan for major changes in your personal circumstances, e.g. retirement;
- help you understand the long-term effects of your financial decisions; and
- help you monitor progress towards achieving your financial goals.
The financial planning process
In order to ensure your financial plan is right for you, EFS will take you through a series of steps:
Work out where you are today. This involves gathering your financial data such as income, debts, financial commitments, etc. and working together to determine your current financial situation and ongoing needs.
Define what you want to achieve. Ask yourself what you want to achieve in the next few months, over several years and many years from now.
This involves consideration and strategy development – general discussions about broad strategies that may be suited to your unique goals and personal situation. Once you’ve agreed on the scope of advice required, upon your approval, we will prepare a written, tailored financial plan (Statement of Advice – see below).
This is where we create and implement your financial plan (as agreed by you). Your plan will include a recommended selection of specific products (if appropriate), such as managed funds, Australian and international equities, as well as alternative options for you to consider.
We will consult you frequently throughout this process, ensuring we create a financial plan that makes sense to you given your personal and financial goals.